It's not all doom and gloom, but it shows how quickly the market can turn. We've seen this before in 1988/1989 and again in 2008/2009 - this could be a short blip in the market or a trend, only time will tell!
Friday, August 25, 2017
Sales Bubble? Average GTA Prices and Sales volumes can seem confusing - I'll try and remove some of the confusion
It's not all doom and gloom, but it shows how quickly the market can turn. We've seen this before in 1988/1989 and again in 2008/2009 - this could be a short blip in the market or a trend, only time will tell!
Wednesday, April 06, 2016
Bank of Canada Maintains overnight interest rate at 0.5% as of March 9th 2016
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com
- Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
http://www.mississauga4sale.com/internet-evaluation.htm - Power of Sales and Foreclosureshttp://www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
- If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
http://www.mississauga4sale.com/popupquestion.htm - See seasonal housing patternshttp://www.mississauga4sale.com/TREBprice.htm
Thursday, September 10, 2015
Record Setting Month in GTA for Average Prices and Sales of Single Family Residential Sales
The Average price for last month was $602,607 (it was $609,236 the previous month) and this represents aver a 10.3% increase compared to the same month last year- see graph of prices here
Sales volumes were 7,568 (it was 9,880 last month) and this is UP 5.7% from the same month last year
The Bank of Canada Prime Lending Rate now stands at 2.70% steady (since July 2015) read more
Read more about what happened last month at see last month results and prices here
For more information please contact A. Mark Argentino
A. Mark Argentino, Broker, P.Eng.,
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc., Brokerage
2691 Credit Valley Road, Suite 101, Mississauga, Ontario L5M 7A1
BUS. 905-828-3434
FAX. 905-828-2829
E-MAIL: mark@mississauga4sale.com
Website: Mississauga4Sale.com
Wednesday, September 09, 2015
Bank of Canada keeping the target overnight interest rate at .5%
For more information please contact A. Mark Argentino
A. Mark Argentino, Broker, P.Eng.,
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc., Brokerage
2691 Credit Valley Road, Suite 101, Mississauga, Ontario L5M 7A1
BUS. 905-828-3434
FAX. 905-828-2829
E-MAIL: mark@mississauga4sale.com
Website: Mississauga4Sale.com
Monday, June 08, 2015
June 2015 Market Watch Report for Toronto and GTA - sales figures are in for last month
- The Average price for last month was $649,599 (it was $613,933 the previous month) and this represents aver a 11% increase compared to the same month last year- see graph of prices here
- Sales volumes were 11,706 (it was 8,940 last month) and this is UP 6.3% from the same month last year
- The Bank of Canada Prime Lending Rate shocked the experts and lowered the rate to 2.75% in January 2015 read more
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com
- Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm - Power of Sales and Foreclosureswww.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
- If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm - See seasonal housing patternswww.mississauga4sale.com/TREBprice.htm
- Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm
Saturday, June 06, 2015
Graph of the Latest Real Estate prices in Toronto and GTA
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com
- Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
http://www.mississauga4sale.com/internet-evaluation.htm - Power of Sales and Foreclosureshttp://www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
- If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
http://www.mississauga4sale.com/popupquestion.htm - See seasonal housing patternshttp://www.mississauga4sale.com/TREBprice.htm
Monday, March 02, 2015
When is the best time to sell your home in the GTA?
Have a plan, and choose the timing that's right for you and your family.
Read more at this page: Best time of year to sell your home
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.comMississauga4Sale.com
- Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm - Power of Sales and Foreclosureswww.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
- If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm - See seasonal housing patternswww.mississauga4sale.com/TREBprice.htm
- Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm
Monday, October 13, 2014
Are Mortgage Interest Rates going up to down and should you buy hold and sell investment real estate?
Thursday, April 10, 2014
Investment property purchase and rental considerations
First you need to decide if you want a single family residential or a multi-residential.
In a single family residential you are likely to break even on monthly cash flow (all your expenses - mortgage, property tax etc) paid but you will not make cash flow. The money here is made on resale value and equity that the tenant pays into your home.
I would consider the best investment for this type a townhouse - they are low maintenance and easy to rent. If this is your decision, let me know and I will narrow down some good options to send.
In a multi-residential, resale value increase is not as high (depending on area) unless you somehow increase the profit of the operation (renovate to create higher rents, add in coin-op washer and dryers, implement paid parking, etc). These are great to create monthly cash flow and can often be fully paid off within ten years if you put 100% of the rents into your mortgage payments; which would leave you with net incomes ranging from $30,000-$100,000, depending what and where you invest.
The value of these are based on CAP rates. Places like Toronto and Port Credit in Mississauga will have a lower cap rate, around 3-6% max; as the resale is higher. Places like Hamilton and Brampton have lower resales, but are very hot rental markets with cap rates ranging into the 8-11% range.
Hamilton is a good area right now for investment property for a multi-res. It is the number one investment spot in Ontario for multi-family and due to low income, renters are very active.
If you want 20% or less down, we would need to stick with 5 units or under ( I believe most banks are 4 and under, but either RBC or CIBC is 5 and under
Once you review the above information to help you decide which investment strategy you would like to pursue and then we can go from there into more detailed info.
All the best!
Mark
Monday, March 10, 2014
Landlord and Tenant Property Insurance Reminder
Tuesday, December 17, 2013
ADU Accessory Dwelling Units in Mississauga
As they have said on council, there will surely be some issues with regards to the implementation of Accessory second units,
For more information please contact A. Mark Argentino
A. Mark Argentino, Broker, P.Eng.,
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc., Brokerage
2691 Credit Valley Road, Suite 101, Mississauga, Ontario L5M 7A1
BUS. 905-828-3434
FAX. 905-828-2829
E-MAIL: mark@mississauga4sale.com
Website: Mississauga4Sale.com
Monday, December 16, 2013
Basement Apartments in Mississauga ADU's will be legally licensed starting January 1, 2014
Secondary Units Licensing Program Bylaw Effective January 1, 2014
City Council approved a bylaw on September 18 to license second units in Mississauga. The bylaw will be effective on January 1, 2014~ Ontario laws now require municipalities to allow second units in homes. These units are also known as basement apartments, in-law suites and secondary units .
Starting January 15t,a City licence is required for second unit in Mississauga to be legal. A unit will only be licensed if it complies with Official Plan zoning regulations, as well as Ontario fire and building code requirements.
The City held public meetings in 2012 to gather the public's thoughts and ideas about how second units should be permit them in Mississauga.
Comments were also received by email and through an online survey. A statutory public meeting required by the Planning Act was held in early 2013.
The City's Second Unit Implementation Strategy is part of Housing Choices: Mississauga's Affordable Housing Stragey. The City's goals for legalizing second units included ensuring safety, preserving neighbourhood character and maintaining public services.
See the article below too.
Read more at mississauga.ca
For more information please contact A. Mark Argentino
A. Mark Argentino, Broker, P.Eng.,
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc., Brokerage
2691 Credit Valley Road, Suite 101, Mississauga, Ontario L5M 7A1
BUS. 905-828-3434
FAX. 905-828-2829
E-MAIL: mark@mississauga4sale.com
Website: Mississauga4Sale.com
Housing Choices -- Second Unit Information
Recent changes to provincial legislation require all municipalities in
Ontario to permit second units.
Second units are self-contained units in single-family homes. They are often
called basement apartments or in-law suites.
Second units can expand housing opportunities within established communities
and provide much needed safe, healthy, housing choices. They can offer
accommodation for people with affordability issues such as youth, older
adults and new immigrants. They can also provide additional income for young
couples looking to buy their first home or older adults wanting to stay in
their neighbourhood
Monday, October 07, 2013
Real estate Investment Strategies & Thoughts in Mississauga and surrounding areas
Let's look at investing in real estate rental properties.
I am ruling out the option of a flip. With this out of the picture you would be looking at a rental property.
The options below are as follows:
1. You can buy a property for short term investment where the resale is very good so you will get maximum return when you resell in 4 years. Best bet is probably a town home in Churchill Meadows or Erin Mills of Mississauga or near Square One. These are great rentals as well!
2. You can purchase a maintenance free condo. For this I would recommend one Mississauga, Mimico or Toronto. For new-5yr old condos in Square one and Mimico - the rent would depend on the unit and area, but for an idea, sq one 1 beds go around 1350-1400 per month and 2 bedrooms $1600+.
3. You can buy a home in a high rental area, such as Mississauga or Brampton, where it is split into two units (ie: upper and basement) rented separately and get maximum rent and make a monthly profit.
Email me and I'll send you a list of Properties of Interest for you to view in this style
(As you will not make a profit on the above 2 options - you will just break even)
With a down payment of $90,000 you are looking to purchase in the $400k or below range.
The area is dependent on which of the investment goals you choose to purchase in as for
(1) you need a high resale area like certain Mississauga pockets,
(2) would be good by square one or downtown (although the downtown condo market is pretty saturated right now and prices are decreasing - great to buy but risky cause it is unknown if they will inflate again), and
(3) would be best in Brampton. I personally am not a fan of "student" rentals as the turnover is frequent and the wear and tear is sometimes high.
Please let me know if you have other questions or need more information.
Thank you,
Mark
Monday, April 22, 2013
17 Items you should consider when you are thinking of leasing business commercial space
These were some of my thoughts and experience and items to watch out for when considering a commercial lease.
- rent is usually charged as per square foot of total space plus TMI
- TMI is taxes, maintenance and insurance (building)
- TMI is typically more than the rent, meaning that the rent may be $4/square foot but the TMI is $8 extra, this is not always the case, but I've seen this often, cheap rent, high TMI
- typically, you will need to install all interiors, from the electrical panel to the ovens and vent hoods and bathroom and even the walls, many people when they leave an existing commercial rental space, take everything
- you will need permits for everything you do in a commercial installation, from the outside bent hoods for your ovens, to the lighting and sinks and whatever, you will require all professional trades to do all the work and approve everything with the municipality and meet all codes, your landlord and municipality don't want you burning down the building when you cook or overnight due to shoddy work, so they want it done right
- the landlord must approve all your renovations, inside and outside and will have restrictions on signage etc
- the landlord will also have clauses in the lease that will only allow you to sell or make or bake certain items
- typical commercial leases will also have a non-competition clause section where you can only bake your cakes and cupcakes etc. but you can't sell cigarettes or maybe coffee or pop or something that someone else in the strip plaza or building could or does sell
- all commercial leases allow for the landlord to lock you out and seize all your goods and chattels and everything inside your business if you default on the rent (this is NOT allowed in residential leases in Ontario)
- commercial leases are typically 5+5, meaning you sign a 5 year lease with the option of 5 more years - you want this, because if you become successful, you don't want to be thrown out after the first 5 years of hard work AND you don't want your rent tripling in the last 5 years because your business has done so well
- you will most likely be required to provide an entire business plan with everything in your business sales, installation, all costs and expenses, advertising, floor plans, the entire enchilada before the landlord will accept you - reason is that that commercial leases are far different than residential, they don't want to lease to you and then have you go belly up in 6 months because the landlord doesn't want to lock the doors and sell your stuff, they want you to survive, flourish and be successful so that they get your rent for 5+5 years AND you make the plaza, building look good
- You need to know to lease commercial space like the rent commitment, plus other costs per month
- what it would cost to put in what you need like the oven and sometimes the landlord will help with this, but you need to ask if the landlord help with that
- I strongly suggest you go to RBC at 33 City Centre in Mississauga and speak with the business development branch of the RBC, they have tons and tons of information that will help you develop a business plan
- to go about finding a reputable commercial agent that will answer your initial questions before actually going to see places will be difficult.
- You need to gather all this information beforehand so you know exactly what you are getting into
- There is a very high cost to start up a business like this, just make sure you know everything before you do anything
Thursday, April 18, 2013
Real Estate Rental Market Update GTA and Mississauga 1st Quarter 2013
Number of rentals are up and so are average rental prices. see the full report below.
GTA REALTORS(r) RELEASE RENTAL MARKET REPORT
TORONTO, April 16, 2013 - Greater Toronto Area REALTORS(r) reported a substantial increase in the number of condominium apartments rented through the TorontoMLS system in the first quarter of 2013.
There were 4,277 condominium apartments rented - up by almost 13 per cent on a year-over-year basis.
The total number of rental properties listed on TorontoMLS during the first quarter was up by more than 25 per cent year-over-year to 8,816.
"Demand for rental condominium apartments remained strong during the first quarter of the year. People looking for higher end rental accommodation, including those who have temporarily put their decision to purchase on hold, were likely driving rental activity during the first three months of the year," said Toronto Real Estate Board President Ann Hannah.
The average monthly rent for one-bedroom condominium apartments in the first quarter was $1,597 - up by almost four per cent compared to Q1 2012. The average two-bedroom condominium apartment rent was up by slightly more than one per cent over the same period to $2,114.
"The rental market has remained quite tight over the last year. Competition between renters has been strong enough to drive increases in average rents.
However, growth in the number of units listed outstripped growth in the number of rental transactions in the first quarter, suggesting that renters benefitted from more choice. If this trend continues, the pace of rent growth could moderate," commented Jason Mercer, TREB's Senior Manager of Market Analysis.
I hope this finds you Happy and Healthy!
All the Best!
Mark
A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com
* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm
* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm
* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm
* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm
Wednesday, November 09, 2011
FW: China's Rich
Interesting trivia tid bit...
There is 960.000 people in China worth more than U$ 1.000.000.
(There are now approx. 272 Billionnaires).
Oddly enough, more than 46 % intend to immigrate.
Reason: There are worried about the security of their assets.
Immigration choices: # 1 - United States, # 2 - Canada.
Let's hope that they all want to invest in real estate in GTA!!
Mark
Thursday, January 27, 2011
Condominium Insurance Policy on Your Real Estate Investment Properties - Do you need it?
Do you have your own insurance policy on your investment property that is a condominium townhouse or condominium high-rise? If not, you better think about adding your own policy.
I am not able to give legal advice or any expert advice on issues that don't relate to real estate, but please consider what I am saying below and consult with your own insurance company and condominium corporation. This advice below could prove to be very important or costly to you in the event of a problem in the future.
My thinking in the past was that since a condominium corporation has building insurance and since a tenant has contents insurance, then I don't need to buy insurance on my investment properties.
This is incorrect!
I just put insurance on all our investment properties There are many reasons for me to have an insurance policy on these rental investment properties.
Some reasons for me having insurance on our investment properties are as follows.
- I am now covered if the condominium insurance does not cover water damage or roof damage or any other damage such as water, ice, snow or sleet damage on the interior or exterior of the unit
- If the condominium insurance company attempts to claim money from me for damage caused by our tenant then I am covered.
- If the condominium insurance does not cover the entire loss and comes after me to pay for part or all of their loss then I am covered
- If a tenant causes a problem, such as plugging a drain line, that causes damage outside of the unit and the condominium corporation comes after the tenant or me to pay for those repairs, I am now covered.
- If the tenants insurance does not cover damage that the tenant causes inside the unit, my insurance may now cover that damage.
- If the tenant lets their insurance policy lapse, then at least I am covered in the event of a loss caused by the tenant.
- In the event that the tenant has to leave the unit for some reason and I'm losing rent, such as repairs after a major fire or flood inside the unit, then I am now covered for up to 1 year rental loss while the unit is being repaired.
- There are other endorsements in the insurance policy that I now have that cover us for many other situations, but these items above seem to be the major potential problem issues.
The annual cost to me is about $100 per property.
These are some of the major reasons for me to have insurance on all our investment properties and I would recommend that you look into obtaining insurance on all of your investment properties too.
I wish you all the best!
Mark
Monday, January 17, 2011
Mortgage Tightening of Rules in Canada from Bank of Canada
The Bank of Canada has announced some changes to lending rules in Canada.
Mortgages can only be CMHC insured if they are 30 years or shorter amortizations. This means that most lenders will not approve mortgages over 30 years with less than 10% downpayment.
Refinancing of homes will be capped at 85% of the value, down from the current 90%
Interesting news indeed!
In my opinion, rather than increasing rates the "tightening" is a better tactic for the Bank of Canada to take. It will help protect us all from overextending ourselves.
Thanks for the update and hope you have a great year!
Mark
This is the article that was just sent to me from a mortgage broker, Paul
Meredith of CityCan Financial
With rising consumer indebtedness among Canadians, Finance Minister Jim Flaherty announced this morning that the government will be implementing new tighter restrictions on mortgage lending. As of March 18th, mortgages with amortizations greater than 30 years will no longer qualify for government-backed mortgage insurance (CMHC), down from the current 35 years.
In addition to the reducing the maximum amortization, they will also be restricting the amount of money one can obtain through refinancing to 85% of the homes value, down from the current 90%. This will also take effect on March 18th.
Mortgage applications with 35 year amortization and refinancing to 90% will still be accepted up until March 18th. Although, we will see if CMHC doesn't start declining these applications early, as we saw last spring when they reduced the maximum refinance to 90%, down from the previous 95%.
Home buyers will still be able to purchase homes with as little as 5% down payment. There are still ways to purchase with no money down, such as using a 5% cash back and applying it to the down payment. There is no word as to whether CMHC will continue to offer that product after March 18th.
Tomorrow morning, the Bank of Canada makes their next interest rate announcement. The prime rate is expected to remain unchanged at 3.00%.
Written by Paul Meredith, CityCan Financial
I hope this finds you Happy and Healthy!
All the Best!
Mark
A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com
* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm
* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm
* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm
* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm
* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm
Thursday, January 13, 2011
TREB Real Estate average number of sales monthly over time since December 2009 to date

Thursday, September 16, 2010
Buying a Townhouse investment property in the Erin Mills Town Centre Churchill Meadows Area
I thought that I would share with you the email that I just sent a client who is looking to purchase another investment townhouse property in the area of the Erin Mills Town Centre and Churchill Meadows (see the map below showing the boundaries of the area I am referring to).
The reasons he wants to purchase another townhouse in the Erin Mills Town Centre area are the same as my reasons for owning investment properties in the area, that is; great amenities, easy to rent, good rent, draws quality tenants, good future potential, townhomes are the lowest price to get into market, low maintenance fees compared to a high-rise condo and more.
This is the email I sent to him, he was asking about what the state of the market is, what the next three months should bring and if there any "good deals" on townhomes currently for sale on the market.
I wrote to him:
The market continues to do well, in spite of the negative press. The stats of late are typical of June, July and August, no worries, but with interest rates increasing people are a little more cautious. The market is not 'on fire' the way it was in the spring, but most properties are still selling, some big price reductions here and there, but nothing significant yet.
See the link below, there are two townhomes at 2955 Thomas that are 'typical' 2 storey or 3 storey townhouses, otherwise, everything is as you say, well over $300k
Click here
http://www.torontomls.net/PublicWeb/CL.asp?link_no=32913113.495304
to view Properties of Interest (this link will only work for 2 weeks, up to about end of September 2010)
At 5659 Glen Erin that about 1.5 years ago had units for sale at $240k now has a unit for sale at $314k, just nuts.
These new price levels seem that they are here to stay. As you pointed out, prices are at $345k and more for McFarren, on at $358 and another at $385k at McFarren are both sold conditionally.
I too was hoping for a 'good deal' sometime in the summer, only one at 3150 Erin Centre, but it faced Erin Centre and was at the corner of Erin Centre and Oscar Peterson and it was the only 3 bedroom that sold for a hair under $300k
Notice that the 'Last Status" on many of the listings is PC meaning a price change, meaning they have dropped their price recently. This is an indication of a normal to softer market, but the prices are still high.
I'm not sure what Oct, Nov and December will bring. I don't think interest rates will go up again. If there is a recession or slowdown out there, it's certainly not in the GTA or Mississauga real estate sector.
The townhouses at 2955 Thomas are about the only townhomes that will carry with the rent. Passing on those at the price they are at could be a mistake in hindsight. There are some typical 2 storey units in that complex, but not listed right now.
Please let me know if you have more questions or would like to see inside any of the properties above.
Thank you,
Mark
So there you have it, the current townhomes for sale in the Erin Mills Town Centre and Churchill Meadows area in a nutshell!
Mark