Placing listings on Google Maps

What are some of the benefits to you when you list your home for sale or for rent with me?

I place all my sale and renting properties on Google maps which could helpful to you as a Seller as well as Buyer.

Here's what we've for you...

Within your search feature, I will integrate our Google Map application.

Benefit to buyers

While searching for their area, nature and their price range, A buyer can..

a) A buyer can locate his next home on map

b) A buyer can locate Schools, Hospitals, Health centers or his favourable areas within his range of radius.

c) A buyer can find out his distance from friends, office and his favourite areas in city.

d) A buyer can see his driving direction to new home from his office or wherever he is.

e) A buyer can see image gallery of a new house/Land.

Benefit to Sellers

a) Extensive information to buyer

b) Because of so much of information available, Buyer can make up his mind while coming to see their property/land because they already have seen property ins & outs on your website. So better chances of selling.

c) If the property is in sellable area/location, you don’t need to speak about its worth.

Just one more benefit when you list your property for sale or for rent with Mark!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS Newsletter
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mailto:mark@mississauga4sale.com?subject=Mississauga
Website : Mississauga4Sale.com

• Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
• See seasonal housing patterns
• Would you like me to send you a 2008 Calendar?

Have you heard of these seminars?

Often I will receive emails about seminars like the one below. Have you ever gone to such a seminar and did you find it worthwhile?

Any comments appreciated, post or PM me,
Thank you,
Mark

#1 Rated Las Vegas Hard Money Seminar is happening soon

You Will Learn How To:

• Double you're Income in 2008 with Hard Money

• Use FHA as an Exit Strategy for Hard Money

• Become a Hard Money Lender

• Package Hard Money deals that fund and who to submit to

• Develop & Optimize your own Hard Money Website

• Set up and Market your own Mortgage pool

• Successfully market for Hard Money Loans that will fund

• How to use Hard Money to purchase distressed properties

Who should Attend:

• Mortgage Lenders

• Mortgage Brokers

• Real Estate Agents

• Real Estate Investors

• Loan Officers

• Attorneys

• Accountants

• Insurance Agents

FINTRAC new law for Real Estate Transactions require your ID

New federal rules force realtors to seek IDs

New laws that kick in today will trigger major changes to real-estate transactions, as part of federal efforts to battle money laundering.

Under the new regulations, realtors will have to collect personal information from property sellers and buyers, such as their name, address, date of birth and occupation, backed up by identification such as a driver's licence or passport.

When dealing with foreign buyers, agents in Canada will now have to hire local agents who can vouch for the identity of the buyer.

The agents will be required to hang onto that information for five years and have it available for the Financial Transaction and Reports Analysis Centre of Canada (FINTRAC), if needed. Otherwise, the information will remain confidential.

The centre was established by the federal government in an effort to track suspicious property deals and prevent shady buyers from dumping large amounts of cash into property purchases.

Bill C-25, which was passed in 2007, demands several industries do their part to help put a stop to terrorist financing and money laundering.

It is estimated that nearly 63 per cent of money laundering is done through real estate.

RE/MAX reported having $2.6 billion in sales in 2007 in 67,000 transactions.

"Real estate agents have had legal obligations under the federal government's push to prevent criminal activity and terrorism since 2001," says Calvin Lindberg, president of The Canadian Real Estate Association. "In the first phase of compliance, real estate agents were required to report only suspicious transactions, or transactions involving more than $10,000 in cash," he said in a news release issued Monday.

Now, real estate agents have to complete a report on the receipts of all funds received during the transaction, not just for $10,000 or more.

If an agent is dealing with the corporation, they must collect corporate documentation and the names of the corporation's directors.

In cases where only one of the parties involved in the transaction is represented by the agent, identification must still be collected.

"Those buying or selling privately will be asked by the agent representing the other party involved in the transaction to provide proof of identity as well, and that record must be kept by the real estate agent involved in the transaction," the news release said.

Bob Linney, CREA spokesperson, said there are also ways to keep track of buyers and sellers who choose to complete the transaction without the help of an agent.

"Sales involving private sellers only are not covered by the real estate regulations," "FINTRAC assumes they will be captured by regulations governing the banking industry now, and in addition by the legal profession when their compliance requirements kick in later."

The new regulations will be non-negotiable and buyers who are unable or unwilling to provide the required information will not be able to complete property purchases. Additionally, the agent would be required to walk away from the deal or report the buyer to FINTRAC.

In Ontario alone, 47,000 realtors will be subject to the new rules.

Over the next six months, the government will perform random spot checks on real estate transactions. But once that window closes, agents will face fines, or even jail time, if they fail to comply with the regulations.

The new requirements for realtors are part of regulatory changes that Finance Minister Jim Flaherty announced in December of last year to strengthen Canada's anti-money laundering and anti-terrorist financing regulations.

"The new regulations bring Canada's anti-money laundering and anti-terrorist financing regime in line with the international standards set by the Financial Action Task Force, a G8 created body," states a news release from FINTRAC.

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS Newsletter
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mailto:mark@mississauga4sale.com?subject=Mississauga
Website : Mississauga4Sale.com

• Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
• See seasonal housing patterns
• Would you like me to send you a 2008 Calendar?

CMHC reports that Housing Starts Edge Lower in May

CMHC Reports that Housing Starts Edge Lower in May
Total housing starts in the Greater
Toronto Area (GTA) trended slightly
lower in May. A continued decline in
low-rise home starts was moderated
by another strong month for condominium
apartment starts.

On an unadjusted basis, total housing
starts in the first five months of
2008 were up by 33 per cent compared
to the same time period a year
earlier. A resurgence in condominium
apartment construction was
the driver of the total starts increase
year-to-date, with starts of this
housing type more than doubling
through the first five months of the
year.

Strong pre-construction
condominium apartment sales in
2006 and 2007 have resulted in an
increase in new construction activity.
Rising house prices coupled with
strong first-time buying activity
resulted in increased demand for
less expensive home types over the
past two years, especially condominium
apartments.

Low-rise home starts during the first
five months of the year were down
13 per cent compared to the same
period in 2007. Semi-detached and
row houses experienced the greatest
decline, while single-detached starts
remained in line with last year's levels.
Single-detached starts have remained level because of strong pre-construction
sales in 2007. Many areas that
have experienced growth in single detached
starts in 2008 are also
those areas where average absorbed
prices are below the average for the
GTA as a whole.

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns

Structuring & Negotiating Commercial Leases

These are details to Structuring & Negotiating Commercial Leases.

Topics covered include:
- Other parties involved: Guarantor, Lender, Title insurance company, Attorney
- Understanding the details of your business plans determines the lease
- Long term implications of your agreements
- The relationship with the landlord: advantages & disadvantages
- Premises, Expansions, & appurtenant rights
- Negotiating the expenses: rent, operating expenses, real estate taxes and percentage rent
- Maintenance obligations
- Avoiding double-counting: increases in basic rent and contributions toward the landlords operating expenses

Samples of the types of questions answered in the Video Leadership Seminar include:
- Beside the landlord and the tenant, what other parties may be involved in the lease?
- What are the most important business considerations for the tenant to keep in mind as it enters the lease negotiations?
- How can the lease negotiations be made most efficient and mostly likely to succeed?
- Which terms have the greatest liability exposure for the companies signing the lease?
- What calculations are used to assess financial terms of the lease? What results indicate a term should be avoided?
- What strategies and tactics are proven successful for each key area of the lease?

For more information please email me

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns

Cottage Financing and CMHC

Hello,

The Canada Day weekend is here and many clients are enjoying Ontario's wonderful cottage country (in fact, some are enjoying cottage life so much that they are contemplating a purchase!).

Did you know CMHC insures vacation homes

CMHC will insure a property the borrower uses for vacation purposes as long as the property is occupied at some point during the year by the borrower, or by a relative of the borrower on a rent-free basis and meets CMHC's general property requirements including;

• The property is located anywhere in Canada and is suitable for, and available for, year round occupancy; and
• Properties located on an island must have year-round bridge or ferry access; and,
• The borrower's ability to occupy the property must not be restricted or limited at any time. Properties with seasonal use or access, time share interests, life leases, or properties in rental pools are not eligible.

Under CMHC's Second Home product, an individual can be a borrower/co-borrower on a maximum of two CMHC insured homeowner properties, including a vacation home which meets the above criteria. CMHC's Second Home product can also be used to purchase a home for a family member attending college or university away from home.

Enjoy the long weekend and don't hesitate in calling if you have any questions.

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns

Current Mortgage Interest Rates

The table below shows current posted and the 'best' attainable mortgage interest rates in the GTA

TERM	POSTED	OUR RATES*
6 Month	6.2%	6.2%
1 Year	6.95%	4.9%
2 Year	7%	5.25%
3 Year	7%	5.19%
4 Year	6.99%	5.54%
5 Year	7.15%	5.47%
7 Year	7.6%	5.8%
10 Year	7.95%	5.9%
Variable Rate		4%
Prime Rate		4.75%

Rates Last Updated: Thursday, June 26, 2008

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns

CMHC reports on Rental Market Outlook for 2008

Rental Market Outlook for 2008

Demand for rental housing in 2008
will remain on par with what was
experienced in 2007. The overall
apartment vacancy rate will be 3.5
per cent. The average two-bedroom
rent will increase by 1.5 per cent.
The movement to home ownership
will continue to be a drag on the
rental market, but in a different
fashion. While both existing and new
home sales are forecast to edge
slightly lower next year, first-time
buyers will continue to vacate rental
accommodation in favour of home
ownership. This movement, however,
will be based on a strong increase
in condominium apartment
completions in 2008. More than
double the number of condominium
apartment completions experienced
in 2007 will occur next year. In
addition, investor-held condominium
apartments in the secondary rental
market will attract some renter
households out of the primary rental
market, due to a higher level of
finishings and amenities.
Factors that will continue to influence
the demand for rental include
the following:
• Growth in youth employment
will continue due to tight labour
market conditions;
• Immigration will continue to
trend upward; and
• Rental affordability will continue
to improve as household earnings
outstrip growth in average
rents.
• rented freehold row/town
houses;
• rented duplex apartments;
• rented accessory apartments;
and
• rented apartments which are
part of a commercial or other
type of structure containing one
or two dwelling units.

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns

Bank of Canada rate freeze could boost our mortgage rates

Bank of Canada rate freeze could boost our mortgage rates
Alia McMullen, Financial Post Published: Wednesday, June 11, 2008
Fixed mortgage rates could rise in the coming days as banks adjust to a two-day rally in government bond yields that received extra ammunition on Tuesday when the Bank of Canada kept interest rates unchanged.

But any increases in fixed mortgage rates may be limited by competition for customers in a cooling housing market, particularly as credit market conditions improve.

Eric Lascelles, chief economist and interest rate strategist at TD Securities, said fixed mortgage rates, which tend to track movements in the Canada Government five-year bond yield, could rise if the banks follow historical trends. The CGB five-year yield has surged 12.6% in the past two days to end at 3.6% on Tuesday, signalling the market forecasts future interest rates to be higher than previously expected.

The surge in bond yields, which move inversely to bond prices, began on Monday as the U.S. Federal Reserve and the European Central Bank talked up inflationary risks. The yields were catapulted even higher Tuesday by the Bank of Canada's surprise decision to keep the benchmark interest rate at 3%. The market had expected the rate to dip to 2.75%, but Mr. Lascelles said the central bank's emphasis on inflation had caused many dealers to now price rate rises into their positions.

"The concern about inflation has grown as commodity prices have again skyrocketed," Mr. Lascelles said. He has now wiped interest rate cuts out of his official forecast, but said they could not be completely ruled out given pressures on the Canadian economy.

"We don't think the Bank of Canada is going to leap wholeheartedly into rate hikes immediately; we think they will be quite cautious on hold for the time

being," he said.
Vince Gaetano, vice-president of Monster Mortgage and winner of Canadian Mortgage Professional magazine's Mortgage Broker of the Year award, said there was still a chance that interest rates will fall one more time in July. However, he said the housing market was not in any need of further interest rate cuts to support activity.

While the bond market shifts interest-rate expectations higher, Mr. Gaetano said there is still room for fixed mortgage rates to ease. Variable rate mortgages generally move in tandem with the Bank of Canada's key interest rate, and therefore would remain unchanged.

"The fixed rates still tend to be high compared to the five-year bond market," he said. The upheaval caused by the credit crisis caused the difference between the key interest rate and fixed mortgage rates to increase, with the spread currently sitting at about 290 basis points compared with the historical average of 275 basis points.

"If the market's slowing down, there's going to be a bigger appetite by the banks to put out more money and that may be at a cheaper costs," Mr. Gaetano said. "If there's not enough sales out there, the banks are going to start pricing more aggressively."

This was written in the Financial Post Thank you for your real estate inquiry.

I can't believe that because the Bank of Canada did NOT reduce their interest rate, that lending rates will go up. Seems like a little gouging to me.

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS Newsletter
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mark@mississauga4sale.com
Website : Mississauga4Sale.com

• Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
• See seasonal housing patterns
• Would you like me to send you a 2008 Calendar?

Land Transfer Tax Refund for First-Time Home Buyers is updated

The Ontario Govenment has updated the Land Transfer Tax Refund for First-Time Home Buyers, read about it here

You may use an online Ontario Land Transfer Tax Calculator here

Read more about:

• Interest Rates
• Power of Sale Properties
• Price Trends
• or Search the MLS and more at my website

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
›mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• Thinking of selling in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• On-Line Real Estate Newsletter sign up
• See seasonal housing patterns