TREB west districts days on the market

this graph shows the TREB west districts days on the market and indicates
that compared to the last year it is taking slightly longer to sell a home
in the west districts of the GTA

Graph showing the TREB average prices over the past 10 years

This is a graph showing the TREB average prices over the past 10 years and
clearly indicates that prices have increased steadily for the past year
since 2000

Whether this trend continues or not is yet to be seen!
I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

TD Canada Trust Economic News comments

This is the latest news from TD Canada Trust

Provincial Retail Monitor

September 22, 2010

HIGHLIGHTS

* Canadian retail sales retreated by 0.1 per cent in July relative to a
month prior. This is in stark contrast with analyst expectations calling for
a M/M gain of 0.6 per cent.

July's performance comes on the heels of a slightly downwardly revised
growth of 0.0 per cent in June (from an initial estimate of 0.1 per cent).

* The weakness was not broad-based at the regional level, with 3 provinces,
namely British Columbia, Ontario and Nova Scotia, reporting declining sales.
The implementation

of the Harmonized Sales Tax (HST) in the former two provinces on July 1st
2010 as well as the 2 percentage point increase in the prevailing HST regime
in the latter province in

July served as major impediments to growth in retail sales.

* Nova Scotia recorded the largest decline at 5.3 per cent. This performance
follows the largest M/M gain recorded in June at 3.3 per cent. British
Columbia and Ontario

experienced M/M declines in sales of 0.4 and 0.3 per cent, respectively in
July.

* On the flipside, Canadian sales excluding British Columbia, Ontario and
Nova Scotia increased by 0.5 per cent. The most significant gain in sales
was observed in Manitoba

at 1.6 per cent, representing this province's third consecutive increase in
the indicator. Quebec experienced a gain in sales of 0.5 per cent after a
string of three consecutive

monthly decreases.

* Relative to July 2009, above-national gains in retail sales were recorded
in the provinces of British Columbia, Alberta and Manitoba. Sales gains in
British Columbia and Alberta come, however, on the heels of earlier
weakness. Sales remain 2.9 per cent and 8.6 per cent, respectively below the
level reached in September 2008 (i.e. the month during which retail sales
peaked at the national level).

* The regional concentration of retail sales declines suggests that HST
played an outsized role in this indicator's performance in July. Data for
provinces not impacted by the implementation or increase in the HST point a
better picture for retail sales at the onset of Q3.

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com

* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm

* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm

* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm

* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm

* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm

Great letter of introduction and Information from a TD mortgage rep

I thought that this information was very detailed and showed that this
mortgage representative with Td Canada Trust was very thorough in their
approach to the business.

You may or may not agree.

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com

* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm

* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm

* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm

* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm

* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm

Dear valued and prospective Customer,

I make every effort to provide my clients with qualified and up-to-date
financial advice. I believe that educating my clients throughout their
buying, selling, or re-financing experience helps them to not only make the
right decisions but to feel comfortable and secure in their financial
position. I also work directly with real estate professionals, builders, and
other centers of influence helping them serve their clients, and grow and
improve their businesses. I work with a number of professionals in various
areas of expertise that extend well beyond my direct specialization. Through
this, I am able to support my clients and business partners in connecting
them with the right and qualified people in different fields.

Buying a Home (First Home Buyers or Repeat Home Buyers) When yours client
thinking of buying a home, it's definitely worthwhile talking to a
professional Mortgage Specialist. TD Canada Trust is a leader in providing
competitive mortgage products along with exceptional service. This
combination of service and advice, together with my experience in the
financial services industry, allows your client to enjoy a comfortable
mortgage experience handled by a professional Mortgage Specialist.

As a Manager of Residential Mortgage in TD Bank, I can help your client to
understand how much mortgage he/she can control and to explore both
traditional and leading edge mortgage options that suit his/her individual
needs. We work with first time buyers and repeat buyers alike. If your
client finally found his/her dream home and are looking to obtain the
mortgage that's right for him/her, please talk to me before he/she move any
further.

Renewing his Mortgages he/she is looking to buy a house and willing to get a
mortgage, or he/she already have a house and looking to get home equity line
of credit, transfer his/her existing mortgage or refinance an existing
mortgage to consolidate his/her current debt, I can assist them in finding a
better mortgage solution to suit his/her needs and long-term financing
goals.

I believe when he/she try to renewing his mortgage, it's more than likely
that his/her current lending institution will offer them a rate that is NOT
the best for them. At this point he/she is in a strong bargaining position,
and by joining TD Bank he/she can obtain a rate and product that suits them
and his/her financial situation.

Refinancing Your Mortgage Refinancing, whether it be a relatively straight
forward refinance of his/her existing mortgage balance, or utilizing his/her
home equity for any other purpose desired, is a tactical decision and
usually the best one for them. I can work with them to see if I can help
lower his/her monthly payments, consolidate his/her current debt, and
arrange money for renovations. To find out more ways to get the most out of
his/her home's value or help pay his/her existing debts or just want a lower
monthly payment of his/her current mortgage, talk to me & I will be more
than happy to assist them.

Obtaining a mortgage is one of the toughest decisions to make; my help and
advice will resolve his/her mortgage solutions. Whether he/she choose the TD
Canada Trust Home Equity Line of Credit or one of our innovative TD Mortgage
products, I can find the best financing option for them.

Please feel free to contact me to help your client make financial decisions
that he/she will not regret.

With best regards,

I thought that this was very good, you may wish to choose TD, if so, send
me an email and I'll put you in touch with a good rep.

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com

* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm

* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm

* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm

* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm

* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm

TREB average prices month by month since January of 2009 to August of 2010

This chart shows the TREB average prices month by month since January of
2009 to August of 2010 and clearly shows that prices have increased
substantially over the past 20 months or so and that there is a cycle of
price increases throughout the year
I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

TREB West districts sales to active listings

this graph shows the TREB West districts sales to active listings and
indicates that about 38% of all active listings are currently selling, this
is down compared to the previous 12 months, indicating that our current GTA
west marketplace is softer compared to a year ago
I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

TREB number of active listings on the market

This graph shows that the TREB number of active listings on the market is up
compared to last year but not as high as it was during the summer months
I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Toronto and GTA first half results for September 2010 Housing Figures for resale homes

Sales for the first half of September 2010 are slightly better compared to first two weeks of September 2009. Prices are up 5% compared to the same period, thus we seem to be experiencing a healthy marketplace this year, regardless of the negative press.

Full report with sales stats are below

All the best,

Mark

GTA REALTORS(r) Report Mid-Month Resale Housing Figures

TORONTO, September 16, 2010 ‐ Greater Toronto REALTORS(r) reported 2,623 sales through the Multiple Listing Service(r) (MLS(r)) during the first two weeks of September 2010. This represented a 22 per cent decrease compared to the 3,361 sales recorded during the same period in 2009. Year-to-date sales amounted to 65,455, representing a six per cent increase compared to 2009.

"Sales remain below the record pace we experienced in the second half of 2009. The prospect of higher interest rates and new mortgage lending guidelines resulted in higher than normal sales in the first few months of the year.

To balance this out, the pace of sales has slowed in the second half," said Toronto Real Estate Board President Bill Johnston.

"It is important to note that year-to-date sales remain above the number reported through the same period last year," added Johnston.

The average price for September mid-month transactions was $412,367 - up five per cent compared to the average of $393,818 recorded during the first 14 days of September 2009.

"Under current lending standards, the average selling price is affordable for a household earning the average income in the GTA. The annual price growth we have been experiencing has been justified by this positive affordability picture," said Jason Mercer, TREB's Senior Manager of Market Analysis.

Summary Of September Sales And Average Price

September

2010 2009

Sales Average Price Sales Average Price

City of Toronto ("416") 978 $435,643 1,280 $415,126

Rest of GTA ("905") 1,645 $398,529 2,081 $380,712

GTA 2,623 $412,367 3,361 $393,818

Source: Toronto Real Estate Board

Sales & Average Price By Home Type

September‐2010

Sales Average Price

416 905 Total 416 905 Total

Detached 312 919 1,231 621,706 476,329 513,326

Yr./Yr. % Change ‐22% ‐22% ‐22% 8% 6% 7%

Semi‐Detached 102 195 297 460,878 339,515 381,195

Yr./Yr. % Change ‐29% ‐14% ‐20% 0% 3% 0%

Townhouse 99 287 386 402,683 298,204 325,000

Yr./Yr. % Change ‐35% ‐28% ‐30% 14% 1% 5%

Condo Apartment 457 203 660 311,897 247,145 291,981

Yr./Yr. % Change ‐20% ‐11% ‐17% 0% 2% 0%

Source: Toronto Real Estate Board

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
BUS 905-828-3434
FAX 905-828-2829 CELL 416-520-1577
mark@mississauga4sale.com
Mississauga4Sale.com

* Thinking of selling your home in the next 3 to 6 months? Would you
like a Complimentary & Quick Over-The-Net Home Evaluation ?
www.mississauga4sale.com/internet-evaluation.htm

* Power of Sales and Foreclosures
www.mississauga4sale.com/Power-Sales-Bank-Sales-Alert-Request.htm

* If you have not already signed up to receive my monthly real estate
newsletter, you may do so here: On-Line Real Estate Newsletter sign up
www.mississauga4sale.com/popupquestion.htm

* See seasonal housing patterns
www.mississauga4sale.com/TREBprice.htm

* Would you like me to send you a desk or wall Calendar?
www.mississauga4sale.com/Calendar-Order-Form.htm

TREB overall number of sales each month past year

This graph shows the TREB overall number of sales each month past year and
indicates that there is clearly a cyclical pattern throughout the year for
the number of sales, up in the spring, lower in the summer, up again in the
fall and lower in the winter, we expect the fall of 2010 to be typical of
previous years sales
I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

The HOLY GRAIL is BS

I am blessed in life because I have a beautiful family, I have a wonderful wife and two great boys. My family is complete so far and I am very balanced and happy with life. I am lucky to have a positive attitude wired into my thinking, I've always been this way.

I too am blessed with many friends who seem to care about me. It's only 9am on September 17th 2010 as I write this and I've already had about 20 birthday greetings and emails and wishes, I'm very lucky and fortunate to have such great friends who think about me and care about me, it's a nice feeling.

In 52 years of hindsight, I think that this is the case because I love to help people and if you love to help people unconditionally, then they will like to help you back. I don't expect this, it just happens.

One thing that happens as you get older, you feel that you have earned the right to talk and tell people things. This must be why old people tell such long and boring stories. I hope to tell stories, and they are usually long, but I want them to be motivating, not boring! lol

So here is my story for today, now that I've reached the ripe old age of 52, I can tell you a motivating story.

What the heck, this is a blog and I can write what I want, can't I? :-)



A friend of mine wrote me yesterday and said that he ran into a friend who summed up his day nicely with "Well, this is just another day of searching for the Holy Grail"

Many subscribe to this philosophy, but not me. I don't believe in the Holy Grail. I think the Holy Grail is BS.

If you want something bad enough, you make it a goal and then you work towards it, that's the Holy Grail for me. I have many Holy Grails, about 50 big one's and 100's of little ones.

If you think that winning the lottery will allow you to reach your Holy Grail, you are dreaming and you will be very disappointed in life.

If you need or want something bad enough, you will likely just have to change something in your lifestyle to reach the goal! There is no Holy Grail

So, bottom line is that I don't think that way,

I don't feel there is a holy grail or a pot at the end of the rainbow, my mission is to work every day and do the things necessary every day and over time those things will accumulate and continue to add to the pile and the pot just gets bigger and bigger - we have short and long term goals and things we would like to accomplish and as we accomplish those task and reach those mini goals I get to reach my mini "Holy Grail" ." very often and this brings pleasure and satisfaction almost daily

the Equation of Life is

actions x time = long term accomplishments

what you do every day x time = your long term results

in anything and everything and every aspect of your life, work, wealth, relationships, everything

notice it's actions, you actually have to do something, not just sit around and hope!

You can dream and visualize, but eventually you have to start working and do something that takes you towards your goals and mini Holy Grails

The other great thing about the equation of life is that it's absolutely infallible, if you do it - it will happen, your end result goal is absolutely certain to occur if you work at it every day

It does not matter how old you are or where you are in life, if you want to accomplish something then you have to do something towards that goal and over time you'll reach that goal

Every day of my life as far back as I can remember - I constantly reward myself. Sometimes it's just silly little rewards and other times it's big rewards like trips we go on as a family and the boat we just bought and things that I like, but regardless, I ALWAYS reward myself someway every day for what I have done every day. It's a nice feeling, it's selfish, but it too keeps me going.

So, what's my point in all this? You have to act differently to get a different result, otherwise you will have the same result.

I think you should have many Holy Grails, not just one and you must work at it every day to reach your Holy Grail

(isn't that the definition of insanity: doing the same thing over and over and expecting a different result!)

I'm hopeful that YOU can find one little thing in what I say or do and that helps you towards reaching your goal and maybe you should reward yourself with some little things so that you can feel that you have accomplished something every day that takes you toward your holy grail and then you can sleep very well every night!

So here's to your health and your inner thoughts and goals and may they all align so you can have a healthy and happy life!

All the Best!
Mark