Hello,
The mortgage market has changed dramatically, due to the financial turmoil.
Hopefully we can get through it in near future.
Please see the following up-to-date rates.
5-year closed fixed rate: 5%-4.95%, depends on mortgage amount. With big amount, it might be even lower.
Variable rate 5 year closed: Prime rate (4%).
For those of you who would like to wait for variable rate to drop, you may wish to take short-term fixed rate first.
Limited time Promotions that I have seen
: 6-month fixed rate: 4.35% or 1-year fixed rate: 4.29%
All the best,
Mark
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